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STATE & CENTRAL WELFARE ALIGNMENT

Government Schemes & Pension Support

Connecting Bihar Pravasi shramiks directly to e-Shram, Ayushman Bharat, PM Shram Yogi Maan-dhan Pension, and Bihar BOCW social security initiatives.

FLAGSHIP INITIATIVES

Key Social Security & Pension Schemes

Navbharat Pravasi Kendra acts as an official single-window bridge connecting shramiks to government benefits.

e-Shram National Portal
Ministry of Labour

Single national unorganized shramik database card providing ₹2,00,000 accidental insurance coverage, nationwide portability, and Direct Benefit Transfer (DBT) during national emergencies.

Enroll e-Shram Card
Bihar Pravasi Pension
Govt of Bihar

Guaranteed monthly pension security for registered Bihar migrant shramiks upon reaching eligible age, ensuring financial dignity after decades of interstate employment.

Check Pension Terms
Ayushman Bharat (PM-JAY)
₹5,00,000 Health Cover

Cashless secondary and tertiary hospitalization coverage up to ₹5,00,000 per family per year at empaneled government & private hospitals across India.

Health Card Desk
PM Shram Yogi Maan-dhan
₹3,000 Pension

Voluntary contributory pension scheme for unorganized shramiks offering ₹3,000 monthly pension after 60 years of age with 50% matching share by Central Govt.

Pension Calculator
PMJJBY & PMSBY Insurance
₹2 Lakh Life Cover

Pradhan Mantri Jeevan Jyoti Bima Yojana and Suraksha Bima Yojana providing low-premium accidental death and disability insurance cover for low-income migrant shramiks.

Insurance Terms
Bihar BOCW Board Welfare
Construction Board

Financial grants for construction shramik children's education, daughter's marriage assistance (₹50,000), tool kit distribution, and maternity benefit schemes.

BOCW Registration
BENEFIT GUARANTEE

Government Security Coverage

Financial protection limits guaranteed under state and central government welfare schemes.

0

Ayushman Health Cover / Family

0

e-Shram Accidental Cover

0

PMSYM Monthly Pension

0

Direct Benefit Transfer (DBT)

EASY ENROLLMENT

Required Documents for Scheme Enrollment

Navbharat local coordinators assist shramiks in panchayats and blocks to complete e-KYC and upload documents without any hassle.

Aadhaar Card Must be linked with active mobile number for OTP e-KYC.
Bank Account & IFSC Aadhaar-seeded bank account for direct DBT pension credits.
Bihar Residence Proof Voter ID, Ration Card, or Panchayat domicile certificate.
Age & Skill Certificate Age between 18-59 years and declared unorganized trade category.
Scheme Documentation
Panchayat Coordinator Assistance
Local coordinators assist shramiks with door-to-door e-KYC & form filling.
PROCESS FLOW

How Scheme Facilitation Works

Simple 4-step process ensuring every eligible shramik receives full government benefits.

1
Portal Registration

Shramik registers on Navbharat Kendra portal with basic personal & Aadhaar details.

2
e-KYC & Verification

Coordinator completes document verification and Aadhaar e-KYC matching.

3
Government Portal Linkage

Data forwarded to e-Shram, Ayushman Bharat, and Bihar Labour Board servers.

4
Benefit Credit & Card

Digital scheme card issued; financial benefits credited via Direct Benefit Transfer (DBT).

FREQUENTLY ASKED QUESTIONS

Government Schemes FAQ

Clear answers regarding scheme eligibility, pension limits, and e-Shram benefits.

Any unorganized shramik aged between 16 to 59 years (construction shramiks, agriculture labor, street vendors, domestic shramiks, drivers, masons) who is not an income tax payer and not a member of EPFO/ESIC is eligible for e-Shram card registration.

Yes! Ayushman Bharat (PM-JAY) cards feature 100% nationwide portability. A Bihar migrant shramik can avail cashless medical treatment up to ₹5,00,000 per year at any empaneled hospital in Maharashtra, Gujarat, Delhi, Punjab, Tamil Nadu, or any other state.

Under PMSYM, eligible shramiks receive a guaranteed minimum monthly pension of ₹3,000 upon reaching 60 years of age. In case of the subscriber's demise, the spouse is entitled to 50% family pension.

Navbharat Panchayat and Block Coordinators visit shramik hubs and villages across Bihar to scan documents, complete Aadhaar e-KYC, and upload application data directly to state & central government servers.

Secure Your Family's Future with Government Schemes

Register today to get your e-Shram card, Ayushman health coverage, and Pravasi pension benefits.